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MIB, Inc.'s Underwriting Services
In an industry where one poor underwriting decision exposes a company to significant liability, having the right information drives profitability. MIB’s Underwriting Services provide the information insurers need to detect and deter applicant fraud and omissions. Whether you are underwriting life, health, disability income, or long term care and critical illness insurance coverage, use of MIB’s Underwriting Services will improve your product line profitability.
MIB Checking Service
The industry’s best and most cost effective resource for reducing anti-selection. MIB Inc’s flagship offering deters and detects attempts to omit or misrepresent facts about medical and other conditions of underwriting significance at the point of application for Life, Health, Disability Income, Long Term Care and Critical Illness insurance.
Follow-Up Service (Plan-F)
Provides continued notice of medical conditions that emerge for up to two years following the original MIB inquiry.
Insurance Activity Index
Identifies application activity in the two years prior to the application.
Disability Insurance Record System
Over-insurance by disability insurance applicants is a common problem. Our Disability Insurance Record System (DIRS) alerts members to potential over-insurance situations.
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