That’s the protective value MIB delivers for both life and health insurers as documented by Milliman. MIB member companies rely on its Checking Service™ for the fast, secure aggregation and exchange of data to combat fraud, improve underwriting effectiveness and increase product line profitability, while ensuring fair pricing for all applicants. Its core fraud protection services protect insurers, policyholders and applicants from attempts to conceal or omit information material to the sound and equitable underwriting of life, health, disability income and long term care insurance.