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Understand the true nature of your mortality risk.
 Audit Focus is the only tool available for quickly and easily reviewing all of your newly ceded life insurance policies, providing a perspective on mortality risk never before possible. Now you can be more confident that the level of actual mortality risk being issued is consistent with your risk assumptions.
Audit Focus helps you see risk more clearly by quantifying your actual level of embedded risk and revealing hidden risk concentrations. Our Mortality Risk Assessment Engine looks at 100% of your newly ceded policies, identifying high-risk cases. It gives reinsurers a company specific, quantitative analysis of ceded business that helps them manage mortality risk across an entire portfolio of clients. And with advanced custom filters and new reporting tools, you’ll have an accurate, timely and complete picture of the risk in your incoming business. Audit Focus provides an objective, consistent metric so you can trend and monitor activity over time.
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MIB Group, Inc.'s member life insurance companies use Audit Focus for underwriting risk management purposes and not to determine eligibility for insurance. Personally identifiable information of a member’s insureds cannot be used in an Audit Focus report unless the insured has signed a valid and effective MIB authorization. Through its longstanding General Rules and Enterprise Information Security Program, MIB protects and safeguards consumer information in conformity with applicable state and federal laws.
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